If you’ve ever asked yourself this question, then this post is for you!! But first, let’s talk to those who don’t have any life insurance. Before you do anything else with your day, like clicking over to Instagram or Facebook, checking your other email, whatever – you NEED TO GET LIFE INSURANCE. It’s always on everyone’s never-ending “list”, but does it ever get done? Give us a call at 717-755-2335 or go here for more information.
Now, to those who have life insurance, ask yourself when the last time it was that you even looked at the policy, let alone updated it? Hopefully it wasn’t before smart phones were invented. Ideally, you should review all of your policies with your agent once a year. But besides that, these are also good times to think about giving your agent a call.
A Growing Family
Anytime your family grows in size, you need to reconsider if the amount of life insurance you had before still suffices now that you’ve added another little one to your brood.
Change in Financial Responsibilities
Did you just buy a home? A car? Any major shift in financial responsibilities requires an evaluation of the amount of death benefit that you have.
Change in your Career
Did you start a business? Did your spouse lose his or her job? Did you take a pay cut? These are all times that your life insurance policy needs to be revisited.