Your roof. What a wonderful thing it is. It protects your family from all of the elements of nature. But let’s be honest – don’t we all dread when our roofs need to be replaced? I’m with you. It ranks right up there with paying taxes. Necessary, but bitter indeed. Here are 5 signs that your roof needs to be replaced.
- Age – Most roofs last on average 20 years, give or take. You do the math. When was your house built? If it wasn’t built too long ago, or if you built the home, this can be easy to calculate. But what if the home is 100+ years old? What if you don’t know when the roof was last replaced? Onto point #2!
- Warping – Are the shingles curling? This is definitely a sign that the roof needs replacing. If there are one or two that are starting to warp, then start saving that money quickly. You’ll need a new roof soon.
- Neighbors getting new roofs – Typically, if you’re in a neighborhood, when your neighbors are slowly getting new roofs, it might be time to get yours replaced also, since homes in the same neighborhood are likely to be built around the same time.
- Moss – While it may give your home a nice “in the woods, cabin” look, it doesn’t help your shingles in the least bit. Moss holds a lot of moisture and will cause damage to your shingles over time.
- Leaks – Call me Captain Obvious, but if you have leaks in your home after a rainstorm, you are most likely well overdue for a new roof.
Most homeowner’s insurance policies do not pay to replace your roof simply if it is old. As a rule of thumb, insurance is designed for issues that are sudden and accidental. Your roof doesn’t just suddenly grow moss, warp or leak (if installed properly). Be sure to stay on top of the maintenance of your roof in order to avoid damage to your home that might not be covered. Check out our page for more information on homeowner’s insurance here.